1.The organization has been changed to be more applicable for an introductory course while retaining the risk management framework that makes this book unique in the market.
2.Expanded topics include: basics of risk management; types of risk facing businesses and individuals; risk identification and measurement; loss control, enterprise risk management, and traditional commercial insurance contracts.
3.Updated Real-World boxes that include articles from journals and the business press to illustrate the concepts presented in the chapters.
4.Provides students with a conceptual framework for a) making risk management and insurance decisions to increase business value and individual welfare, b) understanding insurance contracts and institutional features of the insurance industry, and c) understanding the effects of and rationale for public policies that affect risk and its allocation.
5.Provides students with broad knowledge of business risk management and public policy issues, in order to better prepare students for their future roles as managers and citizens.
著者信息
作者簡介
Scott Harrington
現職:University of South Carolina
Gregory Niehaus
現職:University of South Carolina
圖書目錄
Ch 1 Risk and Its Management Ch 2 Objectives of Risk Management Ch 3 Risk Identification and Measurement Ch 4 Pooling Arrangements and Diversification of Risk Ch 5 Insurer Ownership, Financial, and Operational Structure Ch 6 Insurance Regulation Ch 7 Insolvencies, Solvency Ratings,and Solvency Regulation Ch 8 Insurance Pricing Ch 9 Risk Aversion and Risk Management by Individuals and Corporations Ch10 Insurability of Risk, Contractual Provisions, and Legal Doctrines Ch11 Loss Control Ch12 Legal Liability for Injuries Ch13 Automobile Insurance Ch14 Homeowners Insurance Ch15 Life Insurance and Annuities Ch16 Employee Benefits: Overview and Group Medical Coverage Ch17 Retirement Plans Ch18 Workers' Compensation and Employee Injuries Ch19 Social Security Ch20 Risk Management and Shareholder Wealth Ch21 Tax, Regulatory, and Accounting Factors Affecting Corporate Risk Management Ch22 Risk Retention/Reduction Decisions Ch23 Commercial Insurance Contracts Ch24 Hedging Risk with Derivative Contracts Ch25 Alternative Risk Transfer Ch26 Analysis Tools used in Corporate Risk Management Ch27 Enterprise Risk Management: A Case Study Ch28 Corporate Liability to Customers, Third Parties, and Shareholders Ch29 Issues in Liability Risk and It's Management